A worker on a tall ladder repairs the exterior wall of a house.

More than coverage
-a commitment.

From your home to your car to your business, property casualty insurers are there when life takes an unexpected turn, helping your family, members of your community and those who matter most recover, rebuild, and move forward.

A smiling woman in an apron holds a tablet inside a flower shop.
A smiling mother holds a baby in a car seat while a grandfather greets her and another family member hugs a child beside an open car door.
Two adults smile as a toddler plays with a wooden toy car and an infant sits nearby.

What matters

What are you protecting?

The property casualty insurance industry is built on a simple promise: to be there when it counts. APCIA and its member companies work every day to keep that promise, ensuring coverage stays available- and affordable- for the millions of people who depend on it. Because when something happens, you deserve to know you’re protected.

A View Into

the Stories That Matter

wheel

$614B

Promises kept in 2025

In claims paid and promises kept supporting individuals, families, and businesses when the unexpected happens.

234M

Vehicles covered on the road

Working toward safer roads and smarter protection for every driver.

$98M

Households protected

Across the country giving peace of mind that protection stays with you.

$208B

state and local governments

Improving communities across the country.

$275B

business owners

Backing American businesses, supporting communities, and protecting jobs.

Promises kept in 2025

$614B

Promises kept in 2025

From your home to your car to your business, property casualty insurers are there when life takes an unexpected turn. The industry is deploying over $614B in 2025 claims, helping your family and community recover, rebuild, and move forward.

Vehicles covered on the road

234M

Vehicles covered on the road

From families to truckers to motorcyclists, America’s property casualty insurers protect more than 234 million vehicles across the country. Our commitment to those on the road goes well beyond writing policies. The industry invests in auto safety research, accident prevention, and vehicle technology that make roads better for everyone. When accidents do happen, auto insurers are there to help drivers recover and get back on the road as quickly as possible.

Households protected

$98M

Households protected

From unexpected damage to natural disasters, American property casualty insurers are there before, during, and after the moments that matter most, with 98 million households protected across the country. Property insurers invest to make communities more resilient, so when disaster suddenly strikes, recovery is faster and families can return to normal as soon as possible.

state and local governments

$208B

state and local governments

Property casualty insurers are long-term investors in municipal bonds, helping state and local governments finance the infrastructure and services communities rely on every day. With $208 billion invested in municipal securities, insurers help support projects in communities across America, including schools, roads, hospitals, and other essential community infrastructure.

business owners

$275B

business owners

From reliable corner stores to growing enterprises, businesses of every size depend on commercial insurance to keep operating when the unexpected happens. Property casualty insurers are deploying more than $275 billion in 2025 commercial claims, helping business owners recover, reopen, and get back to work.

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